Today
The commentary states that E-signature revenue decreased by 7.6% in FY19. The table on the same page shows revenue rising from USD 51,566 thousand to USD 55,514 thousand – an increase of 7.7%.
The two lender rows add to USD 101,645 thousand. The total row reads USD 106,645 thousand – a difference of USD 5,000 thousand.
On page 42 the estimated late-payment interest and administrative fine is USD 963 thousand. On page 93 the same estimate is USD 463 thousand. Please confirm which number is correct.
The collateral-asset listing is referenced as Appendix K. The report contains appendices A to H.
On page 4 the contents list numbers Quality of earnings as 3, the same number as Executive summary – TDD. It should be 4: the chapter that follows is numbered 5.
The e-signature fee is attributed to Circular 341/2016/TT-BTC. No circular of that number resolves in the register, and the provision described sits in Circular 305/2016/TT-BTC. A confident, specific citation that leads nowhere is the signature failure of AI-drafted text. Before this section is issued, ask the author who prepared it where the figure came from, which document the citation was taken from, and how the conclusion was reached.